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People are spending more time on the highways and byways than ever before in all types and sizes of vehicles. With so much time on the road, car crashes seem inevitable, and usually you never see them coming. That is why most states require drivers to carry at least auto liability coverage and uninsured motorist coverage to insure that an injured person will have funds to make them whole again. Insurance and other resources should provide medical care, long-term care, physical therapy and other services, and even replace income lost during the recovery period. Too often, an attorney is needed to make the insurance company do right by injured people.
Almost 80 percent of crashes and 65 percent of near-crashes happen within three seconds by some form of driver distraction, according to the report by the National Highway Traffic Safety Administration. The leading causes of distraction are:
Mix these distractions with speeding, aggressive driving, and weather problems and serious crashes occur.