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  • The Power of No
  • Eight Rules Insurance Companies Play By and Don't Want Consumers To Know
  • Five Rules Every Injured Party Should Follow

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    Insurance Denial

    Five Rules Every Injured Party Should Follow:

    Rule #2: Keep Your Own Records For Your Entire Medical, Out Of Pocket Expenses, and Lost Wages

    Medical and legal expenses are a strong part of the value of a lawsuit, so good records of these expenses must be kept at all times.

    Many people won't ask for their medical records. They are your records about your condition and not the doctors'. Get copies of all medical records including all prescriptions and medicines taken and the bills or receipts for them. It is best to save bottles or containers of medicine.

    Retain all bills which relate to your claim including medical expenses, hospital expenses, drugs and medicines, therapy, appliances, groceries, home health care or aides, and anything else needed in your recovery. If possible, pay these bills by check or money order, so that a complete record may be kept. If this is not possible, be certain to obtain a complete receipt with the bill heading on it to indicate where the receipt came from and the party issuing it.

    Keep a complete record of all lost wages for the victim or family members who have to care for the injured person. Obtain a statement from the employer/s outlining the time lost, the rate of salary, the hours worked per week, the average weekly salary, and any losses suffered as a result of this incident. Where possible, also obtain other types of evidence such as ledger sheets, copies of time cards, canceled checks, check stubs, vouchers, pay slips, etc.

    RULE #3 >